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Rule of 100
Eric Hutter | Retirement Planning Specialist
Eric M. Hutter is a multi-state licensed financial professional with over 25 years of experience. More specifically, he specializes in planning for and protecting your retirement. Eric is a featured author and contributor to FOXBusiness.com.
As the host of the Safe Money & Income Radio Show and a nationwide presenter of safe money concepts, Eric has enjoyed helping people all across the nation protect their retirement money. “Over the years, I have helped people of all ages protect millions of dollars in retirement assets and not one of those people has ever lost a penny from market downturns. There is something truly wonderful about being able to help people have peace of mind about their financial future.” Eric is able to sleep at night with the comfort of knowing his clients’ retirement funds are protected. It is his desire to give you that same peace of mind.
Eric, a native Floridian, and his wife Laura are family oriented and are the proud uncle and aunt to 14 nieces and nephews. They enjoy activities such as fishing, boating, hiking, biking and reading. Eric’s an avid fisherman, participating in regional fishing tournaments and events whenever possible.
Vance Howard of Howard Capital Management and Eric Hutter
What We Offer
That’s why we make income planning our top priority at our firm. We help our clients establish a solid income plan guaranteed to last as long as they do. In other words, the income plans we prepare for our clients are guaranteed to “go the distance.” Even if that means they live to be 120 or older! They are guaranteed to always receive that monthly check.
If an income plan is the most important thing in retirement, peace of mind might be the second. Let us help you create and income strategy you can’t outlive so that you can enjoy retirement with confidence and certainty.
Did you know that Warren Buffett’s number one rule to investing is to never lose money? He also has a second rule and that is to never forget rule number one!
We specialize in helping our clients make asset protection and preservation their top priority. Many people underestimate the devastation of losses to their portfolio due to market declines and don’t realize how difficult it can be to rebuild an account.
Did you know that a loss of 25% requires a positive return of almost 34% just to get back to even? A 50% loss of your retirement account means you have to double your money (receive a 100% return) just to be whole again. Think about it. If you have $100,000 and lose 50%, you’re left with $50,000. Now you’re left with the insurmountable task of going from $50,000 back to your original deposit of $100,000; a return of 100%. How long do you think that will take? Two years? Five years? Ten years or more? What if you experience additional losses in the process of trying to get back to even? What if you’re drawing income from this account? What kind of impact will that have?
We believe that the best way to make a dollar is to keep it. Retirement is a critical time and most retirees simply don’t have the time to recoup losses in their portfolios. Let us show you how we help our clients achieve a reasonable rate of return, in many cases averaging 4 to 6%, and without ever subjecting their retirement accounts to loss – guaranteed!
Because of the constantly changing estate tax laws and emerging vehicles to help you protect and transfer your assets effectively, it’s important to work with experienced estate planning professionals who stay current in this filed and advise clients on a day-to-day basis.
Contact our office today to schedule a one-on-one estate planning consultation.
Here are four things you can do with the money in your employer sponsored retirement plan:
- Leave the money where it is
- Take the cash (and pay taxes, plus a 10% tax penalty if you are younger than age 59 ½)
- Transfer the money to another employer-sponsored plan (if the plan allows)
- Roll the money over to a self-directed IRA
Let us help you determine if a rollover is the right move for you!