This page was written for 2025. Medicare costs and limits change every January, so check Medicare.gov for this year’s figures before you rely on one.
Medicare.gov Resource Links
Osprey Retirement Solutions • Official Medicare & SSA Links
All links point to current official pages from Medicare.gov, SSA.gov, CMS, or state agencies.
Apply Online for Medicare Part A & Part B (SSA)
Apply Online for Part B Only (Special situations)
Part A – Hospital Insurance (What’s Covered)
Part B – Medical Insurance (What’s Covered)
Part B IRMAA (Income-Related Monthly Adjustment Amount)
Part B – Late Enrollment Penalty
Part B – Preventive & Screening Services
What’s NOT covered by Parts A & B
Part C – Medicare Advantage (Overview)
Part D – Prescription Drug Coverage
Part D IRMAA (Income & Drug Premiums – PDF)
Part D – Late Enrollment Penalty
Apply for Extra Help (Part D low-income subsidy)
Understanding Medicare Enrollment Periods (PDF)
Replace/Print Your Medicare Card
Apply for Medi-Cal (California)
Apply for Medicaid (Outside California)
Medicare Made Easy, Medicare Made Simple.
If you feel like you have been spinning your wheels wondering how to make the best decision when it comes to your Medicare plan, you are in the right place. The good news is, you don’t have to do this alone. We are in the business of helping people understand Medicare, in simple, plain terms that everyone can understand. We believe it’s important that your first understand Medicare itself. You can’t understand your Medicare options until you first understand basic Medicare benefits. Fortunately, we’ve mastered how to make it simple.
Medicare & You 2026
The official U.S. government Medicare handbook
Download Medicare & You from Medicare.gov (PDF, the current edition)
