Guides and articles
Read before you decide
Plain-language material on Medicare, Social Security and retirement income, and Eric’s book.
Articles
Written for the questions people bring to a first conversation.
- Turning 65: the Medicare sign-up windows, in orderMedicare has fixed sign-up windows. Missing one can leave a gap in coverage, or add a penalty that stays for as long as you have the coverage.
- What to bring to a first retirement planning conversationA first meeting says more when the numbers are on the table. You do not need everything on this list. Bring what you have.
- Five questions to answer before you claim Social SecurityWhen you claim changes your monthly benefit for the rest of your life, and it can change your spouse’s too. These are the questions to settle first.
Medicare guides
How each part of Medicare works, and where to go on Medicare.gov.
- Medicare Parts A to DWhat each part covers, what it costs, and when to enroll
- Medicare AdvantageHow Part C plans work, and the common plan types
- MedigapEight things to know about Medicare Supplement policies
- Part D overviewHow the drug benefit works through the year
- Part D updatesThe out-of-pocket cap, penalties and help with costs
- What Part D plans coverFormularies, tiers, and what is not covered
- Medicaid and MedicareWhat Medicaid is, and how it differs
- Official Medicare linksWhere to enroll, check costs and replace your card
The first step
Start with a conversation
Tell us where you are and what you are trying to work out. No preparation needed.
Call (772) 280-4597 Email eric@ospreyretirement.com- Send the form, or call
- Your first conversation starts with Discovery
Prefer to listen first?
Come to a seminar and ask your questions in person.
See the seminar evenings